Streetsmart insurance Blog
While safety improvements slowly take hold in the construction industry, some firms are turning to technology to reduce workplace injuries.
The Occupational Safety and Health Administration is requiring businesses to step up their safety programs for workers exposed to respirable silica. The new, stricter regulations officially took effect on September 23.
While injuries and deaths that occur while someone is carrying out their work on behalf of their employer are compensated by workers' comp coverage, not all workplace injuries or deaths are compensable, as a recent court case shows.
Employees working in the rain face specific hazards, such as poor visibility and wet, slippery surfaces.
While physical fall protection violations, like failing to install guard-rails or provide fall protection equipment, continue to feature at the top of the list, this is the first time that training requirements as a stand-alone category has made it onto OSHA's preliminary list of most-cited violations has featured.
While U.S. employers are seeing fewer industrial accidents thanks to more employers putting a premium on workplace safety, some emerging trends threaten to seriously affect this trend and usher in higher workers' comp premiums.
Having adequate personal protective equipment on hand and available for employees to use is a critical part of your workplace safety and compliance program.
In Part I of Subcontractors & Insurance Audits, we discussed the various ways that subcontractors can have a negative impact on your workers compensation insurance audit. Today, we will explain how uninsured/underinsured subcontractors can have a negative impact on your general liability insurance audit and provide you with advice that can help you mitigate the risk that they pose to your business.
When employees are injured on the job, some are tempted to take advantage of workers' compensation benefits. By implementing a program that offers good incentive to return, employers can reduce the risk of paying more benefits than necessary. Recent research shows that employers lose about 80 million work days because of injuries or illnesses that happen on the job. The number of employees who take off more than seven work days because of injuries or illnesses stretches into the millions. This means that employers are left to deal with the high cost of workers' compensation premiums, lost productivity and disability benefits. However, by creating a special incentive program, employers can greatly reduce these costs.
By now, you've likely noticed that your commercial automotive insurance rates have been increasing since last year, and for now there seems to be no slowing the momentum.