Streetsmart insurance Blog
Your sump pump is your home’s first line of defense. Your homeowners insurance policy may pay for repairs after water damage has occurred, but your sump pump is designed to prevent flooding before it takes place.
Most sump pumps are installed in a pit at the lowest point in a building, like a basement or a root cellar. When the pit fills with water, the sump pump diverts the water from your home and sends it into the local sewer system.
Your sump pump is an important tool that can help you avoid water damage. Nearly 40 percent of American homeowners claim that they have suffered losses from water damage, according to a recent Water Damage Defense article. When their homes are flooded by at least one inch of water, the average cost of repairing damage is $7,800 or more (Water Damage Defense).
Are you looking for new techniques to maintain your sump pump? Follow these tips to keep your sump pump in working order!
Inspect Your Sump Pump
Check your sump pump on a semi-annual basis to make sure that it is free of debris, broken parts, and damaged electrical equipment.
Look For Debris – If your sump pump is clogged with debris, it won’t divert water from your basement to the local sewer system. Check your sump pump for dirt, leaves, and other debris that could prevent it from functioning properly.
Look For Broken Parts – Like debris, broken parts can clog your sump pump and prevent it from working properly. Over time, critical parts can also break down and keep your sump pump from sending water to your local sewer system. Check your sump pump for broken parts that could prevent it from functioning properly.
Look For Faulty Wires – Your sump pump uses your home’s electrical system to divert water from your basement to your local sewer system. If the power cord that is connected to your sump pump is damaged, your sump pump will not work. Check your sump pump to make sure that your power cord is working properly, and look for frayed or severed wires that could keep electricity from reaching your sump pump.
Test Your Sump Pump
Make sure that your sump pump is working properly! Test your sump pump on a semi-annual basis to keep it from breaking down.
Check The Discharge Pipes – Your sump pump has discharge pipes that can send water from your basement to the local sewer system. Check the discharge pipes that are connected to your sump pump to make sure that they do not have any cracks and that they are not clogged with debris.
Check The Float Switch – When the pit that your sump pump has been installed in is flooded with water, the float switch activates your sump pump and diverts the water from your basement to the local sewer system. Check the float switch to make sure that it is connected properly and is not damaged in any way.
Check The Valve – Every sump pump has a valve that prevents water from flowing back into the house after it has been pumped out. Check the valve to make sure that it opens and closes properly.
Watch, Listen, & Repeat – Test the entire system by filling the pit with water and watching as your sump pump diverts it from your basement to the local sewer system. Use your eyes and ears to look for any problems that could keep your sump pump from working properly. To make sure that your sump pump can handle widespread flooding, repeat the test twice.
At the StreetSmart Insurance, we take pride in making sure our clients are well protected at prices they can afford. To learn more about how we can help you please contact our agency at (732) 462-8343 or Click Here to request a free quote.