Streetsmart insurance Blog
Like other businesses, your IT company depends on a steady income stream and its strong reputation. If property damage, illness, or lawsuits threaten the security and stability of your company, a business insurance policy will protect your assets so that you can move forward. Whether you run a small business from your living room or an IT firm from a corner office, you need affordable coverage that will safeguard your business in case of an emergency.
IT companies need clients, technology, and employees to run smoothly, and if any of those assets are compromised your business will be in jeopardy. Business liability insurance can protect your company from lawsuits that are related to customer injuries or property damage. If you are sued by a dissatisfied client, your business liability insurance policy will cover the cost of your legal fees and associated damages that you may be required to pay.
Computers, software, and office equipment are a vital part of your day to day operations. If your equipment is damaged because of a covered loss, business property insurance will cover the cost of replacing or repairing broken systems. Business property insurance also applies to your office building, and if you are forced to move to another location business income insurance can pay for your losses.
Qualified IT professionals are the heartbeat of your company: without them, you would not be able to run a successful business. Workers’ compensation insurance is designed to protect the health and wellbeing of your employees, and if any of them are injured while performing their duties workers’ compensation will pay for their medical care and protect you from additional lawsuits.
If you are interested in bundling your policies together, ask your insurance agent about a Business Owner’s Policy (BOP). BOP insurance combines business liability, business property, workers’ compensation, and business income insurance under one umbrella, saving you time and money as you structure your company’s insurance coverage.
Street Smart Insurance is committed to providing affordable coverage. Whether you are looking for your first business insurance policy or you are shopping for a better price, our agents are ready to help. Call us at 732-462-8343 for a free quote!