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      • Dollar a Day/NJ SAIP
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      • Utica General Liability
      • BTIS
      • PCIC General Liability Insurance Application
      • Farmers General Liability Insurance Application
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    • Renewal Reviews
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    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Truck Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Supplement Coverage
      • Vision Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Mobile Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Industries >
      • Laundromat Insurance
      • Contractor Insurance
      • Auto Repair Insurance
      • Restaurant Insurance
    • Other >
      • Dog Liability Insurance
      • Event Insurance
      • Travel Insurance
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    • Auto Insurance for Teachers
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    • Resource Categories >
      • Personal Blog
      • Business Blog
      • Weather Blog
      • Life Events Blog
      • Auto Blog
      • Home Blog
      • Truck Blog
      • Construction Blog
    • Insurance Glossary
  • Videos
    • Personal Lines >
      • Homeowners Insurance Made Easy
      • Auto Insurance Made Easy (Your FAQs answered)
      • Bundling Your Insurance Can Save You Big!
      • How Umbrella Insurance Can Protect You & Your Family
      • Do You Have Enough Umbrella Insurance?
      • Flood Insurance Made Easy
      • Earthquake Insurance FAQs
      • How to Save Money on Your Homeowners Insurance
      • Market Value vs. Replacement Cost
      • Whats Not Included in a Standard Homeowner's Policy
      • How to Protect Your Most Treasured Possessions​
      • The Importance of a Home Inventory Checklist
      • Protect Your Rental Property & Income with Landlord Insurance
      • Renters Insurance Made Easy
      • Condos Insurance Made Easy
      • How to Save Money On Your Auto Insurance
      • Save Big on Maintenance with an Extended Warranty
      • Selecting the Appropriate Liability Coverage
      • What To Do In An Accident
      • Teen Driver FAQs
      • Your Annual Insurance Review
      • The Value of Working with an Independent Insurance Agent
    • Commercial Lines >
      • Business Owner Policy
      • How Commercial Umbrella Insurance Can Protect Your Business
      • Employment Related Lawsuits are on the RISE ... Protect Your Business with EPLI
      • Cyber Attacks are Skyrocketing, Is Your Business Protected?
      • Protect Your Business Income with Business Interruption Insurance
      • How Professional Liability Insurance Can Protect You From Costly Lawsuits
      • Directors & Officers Insurance
      • Hired and Non-Owned Commercial Vehicle Insurance
      • How Commercial Flood Insurance Can Protect Your Business
      • Commercial Earthquake Insurance (CA and Other States)
      • Commercial Earthquake Insurance (PNW)
    • LIFE Videos >
      • Why LIFE: Short
      • Why LIFE: Long
      • Why LIFE: Mortgage Protection
      • Why LIFE: Young Family
      • Why LIFE: Stay-At-Home Mom
      • Why LIFE: Working Father
      • Term vs Permanent Insurance
      • How Much Life Insurance Do You Need?​
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Dog Liability Insurance 

Dog Liability Insurance

Contact us
StreetSmart Insurance is proud to offer dog liability insurance to responsible owners of “dangerous” breeds (as labeled by most insurance companies). StreetSmart Insurance does NOT agree with the way most insurance companies stereotype strictly by a dog’s breed. We look at each dog individually and do not judge based on breed.

Dangerous Dog Breeds

According to most insurance companies, the following are the more common “Dangerous Breeds” or “Blacklisted Breeds”:
​
  • Pit Bulls & Staffordshire Terriers
  • Doberman Pinschers
  • Rottweilers
  • Chows
  • Great Danes
  • Presa Canarios
  • Akitas
  • Alaskan Malamutes
  • German Shepherds
  • Siberian Huskies
  • Wolf-hybrids
  • Or a mix of any of the above

Does Your Current Insurance Policy Cover Your Dog?

If you’ve been insured with the same insurance company for years, don’t assume your policy includes coverage for your dog(s). Insurance companies regularly modify what their policy will cover (and what it won’t cover). Your company may not know you have a “dangerous” dog. If they find out, your policy may immediately cancel or be non-renewed.

Dog Liability Policy Claim Example

Keep in mind, not all dog claims are due to dog aggression or dog bites. Let’s say you have a SUPER FRIENDLY Pit Bull with a very wiggly butt and they greet your neighbor with a jump. Your neighbor falls and hits their head on a curb; this is a potential dog claim. This exact scenario happened to one of our clients; the injured person had around $40,000 in medical expenses.

Would you be able to pay $40,000 out of pocket just because your dog jumped on someone to say “hello?”

Our General Liability policy offers coverage for:

  • Dog Bites or Damage Caused by Rescue Dogs
  • Foster Homes
  • Care, Custody and Control
  • Professional Liability
  • Non-Owned Autos and Hired Autos
  • Additional Insureds

Are You a Landlord?

StreetSmart Insurance encourages landlords to rent to RESPONSIBLE dog owners. They make great tenants and are usually very appreciative for the opportunity. Additionally, they tend to stay longer and are willing to pay a higher rent to keep their family together.

Contact us to learn more about the right dog liability insurance for you.


​(732) 462-8343
208 South Street
Freehold, NJ 07728
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208 South Street
Freehold, NJ 07728
(732) 462-8343​
Click Here to Email Us
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