Dog Liability Insurance 

Dog Liability Insurance

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StreetSmart Insurance is proud to offer dog liability insurance to responsible owners of “dangerous” breeds (as labeled by most insurance companies). StreetSmart Insurance does NOT agree with the way most insurance companies stereotype strictly by a dog’s breed. We look at each dog individually and do not judge based on breed.

Dangerous Dog Breeds

According to most insurance companies, the following are the more common “Dangerous Breeds” or “Blacklisted Breeds”:
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• Pit Bulls & Staffordshire Terriers
• Doberman Pinschers
• Rottweilers
• Chows
• Great Danes
• Presa Canarios
• Akitas
• Alaskan Malamutes
• German Shepherds
• Siberian Huskies
• Wolf-hybrids
• Or a mix of any of the above

Does Your Current Insurance Policy Cover Your Dog?

If you’ve been insured with the same insurance company for years, don’t assume your policy includes coverage for your dog(s). Insurance companies regularly modify what their policy will cover (and what it won’t cover). Your company may not know you have a “dangerous” dog. If they find out, your policy may immediately cancel or be non-renewed.

Dog Liability Policy Claim Example

Keep in mind, not all dog claims are due to dog aggression or dog bites. Let’s say you have a SUPER FRIENDLY Pit Bull with a very wiggly butt and they greet your neighbor with a jump. Your neighbor falls and hits their head on a curb; this is a potential dog claim. This exact scenario happened to one of our clients; the injured person had around $40,000 in medical expenses.

Would you be able to pay $40,000 out of pocket just because your dog jumped on someone to say “hello?”

Our General Liability policy offers coverage for:

• Dog Bites or Damage Caused by Rescue Dogs
• Foster Homes
• Care, Custody and Control
• Professional Liability
• Non-Owned Autos and Hired Autos
• Additional Insureds

Are You a Landlord?

StreetSmart Insurance encourages landlords to rent to RESPONSIBLE dog owners. They make great tenants and are usually very appreciative for the opportunity. Additionally, they tend to stay longer and are willing to pay a higher rent to keep their family together.

Contact us to learn more about the right dog liability insurance for you.

​(732) 462-8343
208 South Street
Freehold, NJ 07728
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Get a dog liability quote today!