StreetSmart Insurance Agency believe that the quality of your gas station insurance should be in par with the high quality octane fuel you sell! This is why our insurance programs are carefully chosen; with a rich blend of protection that most fuel station insurance programs fail to offer. We believe in creating custom coverage with special packages for our customers because we understand that no two gas stations are the same. This is why our insurance programs come with a comprehensive range of additional coverage options and life insurance protection to provide you with the best package on gas station insurance.
- StreetSmart Insurance Agency’s insurance programs are for everyone. It doesn’t matter if your business only deals with pumping gas or offer convenience shopping and other amenities.
- StreetSmart Insurance Agency’s programs are carefully created to cover everything from oil tankers and assets of your convenience store, depending on your requirements.
- If you want a custom program for your gas station, just give us a call and we can help you to get yours created!
High Test Property Coverage – StreetSmart Insurance Agency’s specialty programs for gas station at the price of regular gas station insurance
Since gas stations are perceived as ‘high risk’ by most insurance companies, it is quite hard to find a complete insurance package that gives property coverage for reasonable prices. Gas stations have several expensive assets to protect; ranging from canopies, pump islands, buildings, fuel tanks and related businesses. We can insure your properties against general damage and damages from burglary and robbery at very nominal costs. We make sure that our property coverage programs do not result in a loss in the long run.
EXPENSES COVERAGE AND BUSINESS INCOME COVERAGE
Had something unforeseen took place at your gas station, you will end up facing a huge loss, which is inevitable. This is why our insurance coverage programs also offer expenses coverage and loss of income coverage. With StreetSmart Insurance Agency’s insurance programs, you can run your business without every worrying about losing everything in unforeseen circumstances. It is not necessary for a disaster to take place for businesses to fall in loss. There are other factors to consider too.
Credit card slips, checks and stolen items are some of the common losses that gas stations can face. The same rule is applied for damages from vehicles and other customer operated tools. If a customer’s vehicle is damaged or personal belongings are stolen from your gas station premises, you can get sued for the same. This is why your fuel station insurance should provide coverage against the same too.
If you run associated businesses, you are also vulnerable to damages taking place from food spoilage and other issues. Once your fuel station faces any trouble, you also need coverage for the clean-up cost, which is also provided in our gas station insurance.
Owning a gas station, you would need a public liability and employee liability insurance. This totally depends upon the state you are in and the permits needed. While budget is obviously an important factor to consider when purchasing a liability insurance, it is always better to be safe than sorry. Also, insurance premiums can be a little expensive, but it is always wise to pay a little more and save much greater amount of money in the future in case of any financial emergencies. As a business you can’t take chances especially when you are running on high risk business. Picking up liability insurance would only safeguard you from any financial commitments or legal claims against your business.
Almost every state requires a gas station owner to take up an environmental insurance in case of any leaks or spillage. This is extremely important in case you are posing a threat to the environment with such strong gases. You might also have to purchase a separate storage and insurance as an optional add-on in case you feel it is important for your business. Picking up and insurance is likely to be one of the major operating expenses in your business, and should not be avoided under any circumstances. You might face a legal claim against you at any time when you are not expecting it at all.
MORE SERVICES MORE INSURANCE
In case you are offering a convenience store that sells grocery, lottery tickets or maybe liquor store along with your gas station, then your insurance needs to cover these two. The best way is to find an insurance agency that can provide a good insurance policy that not only covers your gas station, but all other services included. This is the reason why you need to go to an experienced and specialized insurance agency that can tailor an insurance policy for your specific business. Moreover, make sure that your insurance policy gives you protection against legal damage, property damage, storage pollution and much more.
HOW STREETSMART INSURANCE AGENCY CAN HELP?
Coming to StreetSmart Insurance Agency can give you a unique benefit – we know exactly what you want! Unlike other generic insurance agencies, we don’t force our clients to pick up any insurance policy just to make profit, but we make sure that we understand your requirements and tailor a unique insurance policy that works specifically for your business.
We always come across clients who are unhappy about their previous insurance agency that might have given them some random insurance policy that never came into use when they were in financial emergency. This is what we want to avoid when you come to StreetSmart Insurance Agency. We know how difficult it is to find an insurance policy that addresses almost every concern and risk running in your business. We make sure we do not force you under complex terms and conditions but help you to understand each and every term of your policy, so that you can be aware of the benefits that you are going to get.
All you need to do is to just fill out an online application form and we would be more than happy to get back to you with the best quote possible. With us you will never have to worry about any risk running in your business.