Streetsmart insurance Blog
Automobile insurance fraud affects every driver. The dominating presence of insurance scams boils down to higher than before premium prices and prolonged wait when you process the request. How can you protect yourself against deception? This article aids you to be smart when finding the right car insurance policy that you need.
Identifying Vehicle Insurance Fraud
Car insurance scams take place when a person intends to make money by filing an insurance request from an accident that’s done on purpose. From staged accidents, those individuals who commit fraud tend to gather as much money as possible from the insurance provider. Moving forward, the chancer in the soft car insurance scam takes claim to his benefit from an unplanned accident.
Swoop and Squat
This tactic is notorious in the insurance industry wherein the two vehicles work in tandem to cause an impact and have the accident appear that it’s your responsibility. Here’s a better idea so that you’ll understand:
After a vehicle accident, the insurance company conducts a thorough investigation. Although some drivers intend to include planted witnesses to earn money, both insurance companies and the FBI are aware of the staged accidents and do their responsibilities to prevent such fraudulent acts.
Good to know: You stay focused while driving and retain a safe following distance. Avoid distractions like talking on the phone, putting on makeup, eating, or adjusting your sound’s setting while your car is moving to avoid being caught up.
The Bottom-line Before You Go
Be vigilant when you drive by keeping an eye on the vehicles around you and familiarize yourself to various schemes to make sure you don’t become the victim of insurance fraud. Your protection is vital so you should get the proper advice from reputable auto insurance providers for peace of mind.
At StreetSmart Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (732) 462-8343 or Click Here to request a free quote.