Streetsmart insurance Blog
Getting the car of your dreams using your salary is one of the achievements you are proud of attaining. Since you now own a car, have you thought of getting car insurance to protect you and your vehicle from future accidents? In some states, car insurance is necessary.
When you file for car insurance, the process can be easy if you know the things you should do. You should have your documents prepared beforehand. After that, follow the tips below so you will see what you should do when you file for a car insurance claim.
Make insurance information accessible
During accidents, you are prone to panic when looking for insurance information that you need. Take time to write emergency contact details during your free times; you’ll never know when these details might come in handy. Better be prepared.
Take note of accurate information
When you got involved in an accident, whether you’re at fault or not, you will surely file for a claim from your insurance company. Take note of the data, including the plate number of the vehicle, of the other driver who got in the same accident. When your company asks for the details, you have them on hand already.
As soon as you can, file a report to the nearest police headquarter. Insurance claims require police reports before giving you a lump sum of the amount as your benefit. If you’re at fault and the other driver already filed a complaint, do not worry because your insurance got you covered.
Inform insurance company immediately
I’m sure that you have read all the terms stated in your coverage. When an accident occurs, make sure that you inform your insurance company right away. Tell them the complete details of the accident. Ask them things you should need to be able to have your claim.
Have proper documentation
Take photos of the accident, if you can. Moreover, you can also keep the receipts of everything you have spent on related to the accident, from towing bills to medical bills in some cases. Your insurers will require necessary documents, make sure you have them.
When accidents happen on the road, you will be seeking for help. One advantage of having car insurance if you have protection in times of accident; you can have a financial backup in the form of your coverage.
At StreetSmart Insurance, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (732) 462-8343. You can also request a free quote by CLICKING HERE.