Streetsmart insurance Blog
Your car is a significant asset, and the best way to save your sanity in keeping your vehicle is by getting a car insurance plan. In getting the right policy, you should be aware of all the threats linked to your car. Continue reading this post as it will talk more about types of vehicular insurance policies and the benefits that you can expect from the insurance company.
Not All Car Insurance Provides Comprehensive Coverage
In comprehensive auto coverage, non-accident vehicular damages are covered. Examples of these unexpected circumstances include the following:
Known Causes of Car Fires
Total Car Loss
In most cases, when car fire happens, there would be nothing left of your vehicle. This is considered as total car loss. Your insurer will reimburse you with an amount that is equivalent to the actual cash value of your car if the cost of the repair is more than 90% of the vehicle price.
Car Liability Insurance
When it comes to a car accident, it’s better to contact your legal advisor to decide on whom to blame and will provide compensation for the car repair and medical costs. Car liability insurance only covers harm or damages to the 3rd parties and their properties. A reliable insurance agent can further help you to choose which type of policy is best for you — per person or per accident.
Get the necessary auto insurance plan now for your peace of mind. A reliable insurer agent will provide you adequate information.
At StreetSmart Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (732) 462-8343. Get your free quote today by CLICKING HERE.