Streetsmart insurance Blog
Studies show that most accidents link to the past driving performance of drivers. Many of the drivers involved in vehicular accidents have had at least one accident or traffic violation during the previous three years. The prior driving record of any driver can be a good indicator of how will be the driving in the future, since most drivers continue the habits they already accustomed to. Studies also show that previous traffic violations committed are best predictors of future accidents.
MVRs of Drivers Need to Be Checked Yearly
The predictors of future accidents are the motor vehicle records of drivers. These records should, therefore, be obtained by all drivers before renewing their license. Drivers should obtain MVRs since non-commercial drivers may possess more than one license. The MVRs should be checked at least yearly to determine if it needs remedial action.
Written authorization from the office staff should be submitted when requesting for MVR information. MVRs must be kept in driver files. By reviewing them, it can provide insight to drivers’ attitude in following traffic rules.
MVRs Screening Guidelines
If driving is a part of the duty of a job applicant, when the MVRs are clean and acceptable, it guarantees employment. Clear standards constitute satisfactory MVR and having not one penalty has been committed.
The guidelines will be helpful to all applicants and employees to give them an adequate evaluation. It may be necessary to consult a legal counsel in the event an applicant decides to file a complaint against an employee as a result of questionable findings contained in his/her MVR.
Additional Factors to Consider in Obtaining MVR
The age of a driver can be a contributing factor in any vehicular accidents. For example, a young driver has a clean driving record; but because he or she has been issued a license for just a short time, he or she may only have limited driving experience. On the other hand, good drivers that have long driving experience may get unfavorable trends over time.
Drivers who are involved in vehicular accidents may have bad habits on the road that will result in a severe motor vehicle records. So it is crucial for all drivers to conduct MVR checks at least once a year.
At StreetSmart Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (732) 462-8343 or Click Here to request a free quote
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