How dogs impact your Home insurance

  • Dog bites can lead to hefty medical bills, averaging over $49,000 in the US!
  • Homeowners’ insurance typically covers liability for injuries, but high costs might cause:
    • Increased premiums: Owning certain breeds can be seen as higher risk, leading to pricier coverage.
    • Policy exclusions: In extreme cases, insurers might exclude specific breeds altogether.

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