What is a physical damage inspection and how to complete it?

Here are the common reasons why your insurance company might request a physical damage inspection on your car, even without a claim:

  • The inspection helps the insurer pinpoint any pre-existing damage not mentioned on your application. This is crucial, as they’re only responsible for covering damage that occurs after your policy starts.
  • Insurance fraud is a real issue. Inspections deter potential fraudsters and ensure you’re not claiming compensation for pre-existing damage.
  • Certain coverage types, like classic car insurance or comprehensive coverage with high limits, often require inspections to assess the car’s value and condition more accurately.

What to Do:

If your insurance company requests an inspection, there’s no need to worry. Here is a link to locate an inspection location with Carco.

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