What is a physical damage inspection and how to complete it?

Here are the common reasons why your insurance company might request a physical damage inspection on your car, even without a claim:

  • The inspection helps the insurer pinpoint any pre-existing damage not mentioned on your application. This is crucial, as they’re only responsible for covering damage that occurs after your policy starts.
  • Insurance fraud is a real issue. Inspections deter potential fraudsters and ensure you’re not claiming compensation for pre-existing damage.
  • Certain coverage types, like classic car insurance or comprehensive coverage with high limits, often require inspections to assess the car’s value and condition more accurately.

What to Do:

If your insurance company requests an inspection, there’s no need to worry. Here is a link to locate an inspection location with Carco.

Understanding Physical Damage Inspections and how to complete it

Would You Like Us To Review Your Policies?

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at StreetSmart Insurance is here and ready to make the process as painless as possible. We look forward to meeting you!

Call Text Claims Login
Translate »