Life Insurance Simplified

Protect Those Who Rely On You The Most

Shop & Compare

Rates of several highly rated companies at your leisure without the pressure from sales people.

Plan

For every budget and life stage. Once you have selected the plan that is right for you, complete and sign the application. It's that easy!

Call

If you prefer, you can contact a licensed professional at any time at (855) 960-4999

Quote & Apply Tool Makes It Easy

  • Instantly receive Life Insurance quotes from over 30 carriers

  • Complete an online application

  • Sign the agreement with DocuSign

  • Securely receive the policy from respective insurance carriers

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Additional Products

In addition to our Quote & Apply life insurance rating tool, we offer several products that require more specialized servicing by our experienced professionals. For inquiries regarding these products, please contact us by Calling 855-960-4999

Annuities

Whether retirement is nearing or years away, an annuity can be a way to prepare for a better retirement and guarantee you'll have regular income for the duration of your life.

Disability

Disability insurance protects you financially in the event that you become disabled (long-term or short-term) and are no longer able to work.

Long Term Care

Avoid the hassle of asking loved ones for help. Long-term care insurance will help you pay the costs associated with care that aids you in everyday life.

Looking for Life Insurance in Freehold?

Life insurance is not only the cornerstone of a solid financial plan, but it's hands down one of the most cost effective ways to protect the people who depend on you financially.

What would happen to your family if you were to die prematurely? Would they be able to maintain their current lifestyle?

Would your kids be able to go to college? Would your spouse be able to shoulder the load with one income?

If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.

If all three, well, hopefully you already have life insurance. Here are a few other reasons to have life insurance though:

  • charitable donations
  • pay federal death and estate taxes
  • create an inheritance for your heirs
  • pay final expenses

How much life insurance do I need?

A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.

One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.

The amount of coverage you need depends on a number of different variables. Here are a few examples:

  • how many children you have
  • your future earnings potential
  • whether or not you're married
  • spouses future earnings potential
  • you and your spouses age
  • amount of debt you have

We make buying life insurance easy

At Streetsmart Insurance, we make the process of buying life insurance extremely simple.

We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.

When purchasing life insurance there are a few things to consider. Do you want Term Life Insurance, or Whole Life?

If you don't understand the difference that's okay. That's what we're here for.

Life insurance is based on two main variables — your age, and your health

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