A StreetSmart Holiday Safety Guide
Thanksgiving is all about family, food, warmth, and gratitude…
But it’s also one of the most accident-prone holidays of the entire year.
Yes — the same day you’re “just trying to get the turkey right” can turn into the day you “accidentally discover what your insurance doesn’t cover.”
Here’s how to stay safe, stay insured, and enjoy your holiday without surprises.
And don’t forget — check out our video below for more quick tips.
Funny Thanksgiving Fact Before We Start…
Did you know that Americans eat roughly 46 million turkeys on Thanksgiving?
That’s basically every turkey saying:
“Good luck out there — you’re on your own now.”
And honestly… some of those turkeys go out fighting. Ask anyone who’s ever dropped a frozen one on their foot.
1. “Thanksgiving is the #1 Day for Kitchen Fires” — Don’t Let Yours Be One of Them
Between multitasking, deep fryers, and overcrowded kitchens, Thanksgiving has the highest number of home-cooking fires in the U.S.
Protect your home by:
- Keeping eyes on the stove at all times
- Keeping oils, towels, and utensils away from heat
- Avoiding outdoor turkey fryers unless you’re fully prepared
- Making sure your homeowners coverage includes replacement cost
Insurance Tip:
If something goes wrong, document first, clean later.
Your policy may help with:
- Smoke cleanup
- Appliance replacement
- Structural repairs
- Temporary lodging
2. “Thanksgiving Weekend Is One of the Most Dangerous Travel Periods”
More cars on the road = more accidents and more claims.
Before you drive, double-check for:
- Uninsured Motorist (UM)
- Roadside Assistance
- Collision Coverage
- Rental Reimbursement
Insurance Tip:
Save your ID cards and carrier claims number in your digital wallet.
“It’s better to check your coverage before the trip than after the accident.”
3. “If You’re Hosting Guests, Your Liability Matters More Than You Think”
Family gatherings can cause unexpected accidents:
- A guest slips on the walkway
- Kids damage something valuable
- Someone gets injured indoors
You’ll want:
- Personal Liability
- Medical Payments to Others
“Liability coverage protects the people you love — even from the accidents you don’t expect.”
4. “Black Friday Is Prime Time for Theft & Break-Ins”
Right after Thanksgiving, theft claims spike — big time.
Coverage to check:
- Theft Coverage
- Replacement Cost (RCV)
- Scheduled personal items
“If it’s worth buying, it’s worth insuring properly.”
Final Thoughts: “Insurance Isn’t About Fear — It’s About Peace of Mind.”
Thanksgiving should be joyful, peaceful, and full of the people you care about.
Your insurance is the quiet protection that helps keep it that way.
If you want us to review your home, renters, or auto coverage before the holiday rush, our StreetSmart team is here for you.
PS: Don’t forget to check out our video below for fast Thanksgiving safety tips.
