Type Business Insurance

Scratches, Dents, and Dings: A Guide to Physical Damage Inspections Our cars are valuable possessions, and keeping them in top shape is essential. Whether you’ve been involved in an accident, are purchasing a used car, or simply want to track…

Safeguard Your Small Business with Utica First Business Risk Protection Running a small business is an exciting endeavor, but it also comes with inherent risks. Utica First Business Risk Protection (BRP) steps in to empower you to mitigate those risks…

Spectral Coverage: Understanding Ghost Workers’ Compensation Policies Workers’ compensation insurance protects employees in the event of a work-related injury or illness. But what about business owners who are the only ones working for themselves? This is where the concept of…

Here’s how it works: Scenario: You’re installing custom-made cabinets in a client’s kitchen. Unfortunately, during the delivery, the truck encounters a pothole, and one of the cabinets gets damaged beyond repair. Remember that beautiful granite countertop job you did for…

Demystifying the Numbers: A Guide to Finding Your Tax ID Tax season can be a whirlwind of forms, deadlines, and, of course, identification numbers. Whether you’re an individual or a business owner, knowing where to find your tax ID is…

Don’t Get Blindsided: Understanding Loss Runs for Smoother Business Insurance Running a business involves managing risks, and having the right insurance is crucial. But how do you know if your current coverage is adequate? That’s where loss runs come in.…

Workplace Injury? A Guide to Navigating Workers’ Compensation Claims Effectively A workplace injury can be a disorienting experience, leaving you with physical pain, emotional stress, and uncertainty about your next steps. But fear not! Workers’ compensation exists to provide financial…

Filling Out the Quarterly Disability Worksheet: A Step-by-Step Guide Managing a disability can be stressful, and keeping up with paperwork can add to the burden. If you receive Social Security disability benefits, you might be required to complete a Quarterly…

General Liability Audit? Breathe Easy with These Preparation Tips A general liability audit might sound intimidating, but with proper preparation, it can be a smooth and efficient process. This blog post will equip you with the knowledge and steps you…