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    • Renewal Reviews
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    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Truck Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Supplement Coverage
      • Vision Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Mobile Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Industries >
      • Laundromat Insurance
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      • Auto Repair Insurance
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    • Other >
      • Dog Liability Insurance
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    • Auto Insurance for Teachers
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    • Resource Categories >
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      • Weather Blog
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      • Auto Blog
      • Home Blog
      • Truck Blog
      • Construction Blog
    • Insurance Glossary
  • Videos
    • Personal Lines >
      • Homeowners Insurance Made Easy
      • Auto Insurance Made Easy (Your FAQs answered)
      • Bundling Your Insurance Can Save You Big!
      • How Umbrella Insurance Can Protect You & Your Family
      • Do You Have Enough Umbrella Insurance?
      • Flood Insurance Made Easy
      • Earthquake Insurance FAQs
      • How to Save Money on Your Homeowners Insurance
      • Market Value vs. Replacement Cost
      • Whats Not Included in a Standard Homeowner's Policy
      • How to Protect Your Most Treasured Possessions​
      • The Importance of a Home Inventory Checklist
      • Protect Your Rental Property & Income with Landlord Insurance
      • Renters Insurance Made Easy
      • Condos Insurance Made Easy
      • How to Save Money On Your Auto Insurance
      • Save Big on Maintenance with an Extended Warranty
      • Selecting the Appropriate Liability Coverage
      • What To Do In An Accident
      • Teen Driver FAQs
      • Your Annual Insurance Review
      • The Value of Working with an Independent Insurance Agent
    • Commercial Lines >
      • Business Owner Policy
      • How Commercial Umbrella Insurance Can Protect Your Business
      • Employment Related Lawsuits are on the RISE ... Protect Your Business with EPLI
      • Cyber Attacks are Skyrocketing, Is Your Business Protected?
      • Protect Your Business Income with Business Interruption Insurance
      • How Professional Liability Insurance Can Protect You From Costly Lawsuits
      • Directors & Officers Insurance
      • Hired and Non-Owned Commercial Vehicle Insurance
      • How Commercial Flood Insurance Can Protect Your Business
      • Commercial Earthquake Insurance (CA and Other States)
      • Commercial Earthquake Insurance (PNW)
    • LIFE Videos >
      • Why LIFE: Short
      • Why LIFE: Long
      • Why LIFE: Mortgage Protection
      • Why LIFE: Young Family
      • Why LIFE: Stay-At-Home Mom
      • Why LIFE: Working Father
      • Term vs Permanent Insurance
      • How Much Life Insurance Do You Need?​
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Motorcycle Insurance

For our clients motorcycles aren't just transportation, they're a way of life. We know motorcycle insurance because we love motorcycles too. Let us help you save money and protect your bike.

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What is Motorcycle Insurance?

Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise from the actions of the motorcycle driver. 

Motorcycle insurance may also offer financial protection against theft of the motorcycle and damage sustained from things other than traffic collisions.

Motorcycle Insurance Coverages

There several different types of motorcycle insurance coverages. Some may be required by law. Others are optional. The main coverages are:
  • Accessory Coverage - Covers loss, theft, or damage to motorcycle accessories like saddlebags, custom handlebars, and OEM electronics.
  • Comprehensive Physical Damage Coverage - Covers physical damage or loss of the motorcycle that is not the direct result of a moving vehicle collision.
  • Collision Coverage - Pays for damage to an insured motorcycle when it hits or is hit by another car or object, or if the motorcycle overturns. 
  • Bodily Injury Liability Coverage - Pays damages for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense. This includes passengers riding on your motorcycle.
  • Property Damage Liability Coverage - Pays damages for physical damage resulting from an accident for which you are at fault and provides you with a legal defense.
  • Medical Payments Coverage - Pays medical expenses of the parties riding on the motorcycle involved in a motorcycle accident.
  • Personal Injury Protection Coverage - This is an extension of motorcycle insurance available in some states that covers medical expenses and, in some cases, lost wages and other damages.  PIP is designed to be paid without regard to legal liability. 
  • Uninsured/Underinsured Motorist Coverage -  Provides for a motorcycle operator to receive damages for any injury he or she receives from an uninsured, negligent driver. The coverage pays the difference between what the uninsured or underinsured driver can pay and what the injured operator would be entitled to as if the uninsured motorist had proper insurance
  • Motorcycle Roadside Assistance Coverage - Roadside assistance and breakdown coverage assist operators whose motorcycle has suffered a mechanical failure that leaves the operator stranded.

    Contact us to learn more about the right motorcycle insurance for you.
(732) 462-8343
208 South Street
Freehold, NJ 07728
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208 South Street
Freehold, NJ 07728
(732) 462-8343​
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